Roofers in Louisiana fortifying a home

Louisiana Fortify Homes Program: A Guide

Welcome to our comprehensive guide on the Louisiana Fortify Homes Program. The LFHP is an innovative initiative to assist homeowners in safeguarding their homes against the destructive impacts of natural disasters.

At 1 Percent Lists Legacy, we know the significance of protecting your investment as a Louisiana homeowner. That’s why we’re presenting this detailed look into the essential aspects of this program. Our focus is on its advantages, eligibility requirements, incentives, and what’s covered.

By the end, you’ll have a better understanding of the program and how it can protect you and your home.

A satellite view of a hurricane

What is the Louisiana Fortify Homes Program?

The Louisiana Fortify Homes Program is designed to promote home resilience in the face of natural disasters. As Louisiana residents, we’re no strangers to hurricanes and other weather events that can wreak havoc on our homes.

Through LFHP, eligible homeowners have the opportunity to receive grants of up to $10,000. These grants are specifically intended for homeowners to upgrade their roofs to meet the FORTIFIED™ Roof standard. This standard was established by the Insurance Institute for Business & Home Safety (IBHS). By participating, Louisiana homeowners can enhance their ability to withstand hurricane-force winds.

By offering financial aid, guidance, and additional resources, the program empowers homeowners to fortify their roofs. This can minimize the potential for damage caused by extreme weather events.

Benefits of the Louisiana Fortify Homes Program

Here are some of the benefits or the program:

  • Enhanced Resilience: By fortifying your home through this program, you significantly increase its ability to withstand the forces of nature. From reinforced roofs to storm-resistant windows, the improvements you make can help safeguard your property during extreme weather events.
  • Lower Insurance Premiums: Insurance providers often offer reduced premiums for homes that have implemented disaster-resistant features. By participating in this program, you not only protect your home but also potentially save money in the long run.
  • Increased Property Value: Homes that have undergone fortification improvements are generally more appealing to potential buyers. Enhancing its market value and appeal, this fortification provides an added advantage if you decide to sell in the futur

Eligibility & Other Criteria 

To participate in the Louisiana Fortify Homes Program, you must meet certain criteria:

  • Primary Residence: The program considers homeowners eligible for participation solely for their primary residence. Homeowners will be required to provide verification of having a homestead exemption on the property.
  • Insurance Policies: Homeowners must have active wind and flood insurance policies if their home is in a Special Flood Hazard Area.
  • Home Types: New construction homes, condominiums, and mobile homes aren’t eligible. However, if a duplex serves as the homeowner’s primary residence and have a homestead exemption, they may be eligible.
  • Home Condition: Homes must be in good repair, as evaluated by a FORTIFIED™ Evaluator. Homeowners are responsible for covering the evaluation fee, typically ranging from $300 to $500.
  • Pre-Approval Work: Homeowners who start work before approval will not be eligible for grant funds.
  • FORTIFIED™ Roof Standard: In order to receive grant funding, the completed project must meet the FORTIFIED™ Roof standard.
  • Grant Disbursement: Grant funds are disbursed directly to the contractors. Any costs exceeding the full grant amount are paid by the homeowner.

For more information and to find evaluators and contractors, visit the Louisiana Department of Insurance website.


The Louisiana Fortify Homes Program presents an incredible opportunity for homeowners to protect their homes against the forces of nature. By taking advantage of this program, you can enhance the safety, resilience, and value of your home. Additionally, you’ll ensure the well-being of yourself and your loved ones.

With the upcoming availability of the program, there’s never been a better time for Louisiana residents to invest in property. 

At 1 Percent Lists Legacy, we understand the importance of finding the perfect. Our dedicated team of professionals are experts in the local market, and we’re here to guide you through the process. Let us help you find the right home for your needs and ensure a smooth transaction. 

Contact us today, and let’s make your homeownership dreams a reality!